Everything was great until last week when I got a letter in the mail that our . Every state has laws that will address what happens when financing falls through-- it's extremely common, although admittedly not that common after you've driven the car for over a month. Found insideWorse than this, new cars are often paid for through financing. ... this car does not create too much pain is that there is no desire to sell it and upgrade ... You trade in your car, not sure what the real value is but I'm ballparking here... a~$10-12k profit for them if they sell it, possibly more). We plan on contacting a lawyer but before we do I wanted to see if this was legal? (Based on the fact you sold a house in the same week and paid off all your credits cards I'd say you're pretty decent with money, i.e. Call your own banks, etc, and see if you can rustle up a loan. Something similar happened to someone I know, but it was because her credit union kind of bungled the whole thing. This will probably wind up in court. I'm not familiar with Ohio's laws specifically, but no, they probably can't do that. Found inside – Page 238The reference to the APR rates in Hawaii for new car loans as being substantially below the ceiling for such loans does not take into consideration ... Bought a car. Found inside – Page 6If you have a trade-in, the time to discuss it with the dealer is after you've ... you a few weeks later with the sad news that your loan didn't go through. Some buyers told us that they financed a car through a dealership, signed a contract, and drove the car home, only to be told that the financing didn't go through and they had to sign a new deal or lose their down payment. I find it hard to believe that a big auto dealer does not cover that and I also find it very hard to believe that it took them this long for them to find out. You also give them $3,000 for the deposit on the new vehicle. Something similar happened to someone I know, but it was because her credit union kind of bungled the whole thing. At this point, you actually have the upper hand because according to state law (in most states), if financing does fall through, they must reverse the transaction as if it never happened. What exactly does your contract say about what happens when financing doesn’t go through. This is the largest dealership in our area and apparently this has never happened before. Also the fact that it costs exactly what your deposit was is setting off every red flag I can think of. The easiest path forward is to find your own financing. Many dealerships allow buyers to drive the vehicle off the lot without knowing which bank will finance the sale. This is reasonably common and I'd say more often than not isn't due to the dealer trying to scam someone. The dealer is in the business of selling cars, so it is in the dealer's best interest to find a loan for you. Found inside – Page 114"Car financing is not just a service that dealers perform," says Ostroff. ... indigo Jetta didn't increase his loan because he put $2,500 into the deal, ... That’s exactly what sounds like happened. Return the Vehicle. The buyer signs a sales contract and takes possession of the vehicle thinking the deal is done. it would now be considered a rental for the time that it was in our possession which they say conveniently cost exactly $3000. Found inside – Page 1094There is a disposition banks have come to realize that there is not likely to to grumble a bit , however , on the ground that that board be any sudden jolt ... OP doesn't specifically state that financing was through the dealership, so I don't know if it was a similar situation but her credit was good and she got pre-approval from her CU for the loan. I’m not an expert, and all states have different laws, but I’m fairly certain you have some recourse here, and will be able to get at least most of your money back. Michigan makes the dealers assume the financing if this happens, If you want to return it, they owe you $8000 for your vehicle. Found inside – Page 54AAA Proposes Model Law To Protect Buyers From Abuses in Financing I ... through oversight or for some other reason , ican Automobile Assn . owes its members ... Found inside – Page 219... put you into this car , the financing didn't go through , we want you to come back and sign another contract on worse terms , sometimes a bigger down ... Part 2 of 2Today we are releasing Version 2 of the CFPB Supervision and Examination Manual, the guide our examiners use in overseeing companies that provide consumer financial products and services. Someone said it earlier, but contact the actual auto manufacturer. In most cases, the dealer finds a bank willing to accept the buyer's contract as written. So they got your trade in to sell (which they already sold, so can’t give back and won’t give you what it was worth back), they get to keep your deposit in the form of ‘rental cost’, and they get your current car back to sell again? In The Paradox of Choice, Barry Schwartz explains at what point choice—the hallmark of individual freedom and self-determination that we so cherish—becomes detrimental to our psychological and emotional well-being. So we drove the van back, threw the sales guy the keys, and asked for our old car back. If you put a down payment on the car or traded your old car as consideration for the purchase, the dealer will likely return these to you if the car loan collapses. If I were you I would talk to a lawyer ASAP. New comments cannot be posted and votes cannot be cast, More posts from the legaladvice community. If the bank rejects it, they have to finance it elsewhere, usually at a worse rate. The Consumer Reports website suggests you begin your loan search with the bank or credit union you already have a relationship with to increase your chances of getting a better interest rate and loan terms. Do you want to keep your purchase or return it? Found insideLater, at the mature age of fifteen, he wanted to buy a car; but he was too young for credit and too young to drive. And he didn't have enough money to buy ... I bought a 2017 used car on November 13th. Found inside – Page 3033 to put her in their car , and they don't know how much longer they will live . ... didn't happen because many professionals think you have to go through a ... Found inside – Page 9Later, at the mature age of fifteen, he wanted to buy a car; but he was too young for credit and too young to drive. And he didn't have enough money to buy ... Handy charts quickly break down monthly payments, list toll-free numbers for all major auto manufacturers, and recap strategic buying pointers. from understanding option packages to calculating your budget to recognizing the tactics used by ... Were not really sure what to do. Found inside – Page 52I could break that contract and " " You won't do anything of the kind ... Tommy , you've got to go through and make a success even if I have to run your ... If you want to return it, they owe you $8000 for your vehicle, and your $3000 down payment, less mileage and usage. My main bank has too many out and I would've had a 4% interest rate, but my other bank ended up giving me up to 60 months at 0%. Found insideIf you're ready to join them, this is your handbook that will take the ideas in your head and the dream in your heart and turn them into action. *Help you create a step-by-step, customized plan to start and grow your business. *Show you how ... So yes it happens more often than you’d think. not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me. That’s why they’re always asking you to fill out the surveys from the manufacturer, and give them all 5’s. If the original finance company with which the dealer brokered the loan denies the application, the dealer will search for a different lender. I traded in my previous car for $8,000 and put down $3,000. They take customer service pretty seriously. Found inside – Page 560This is quite a change in car financing . I think maybe his data didn't go far enough in time sequence . Senator PROXMIRE . Very good , Senator Bennett ... Although the dealer preapproved you for a car loan based on information in your credit application, the lender can still deny the loan after it receives the sales contract and takes a closer look at your financial situation. Think GMAC or somesuch. Press question mark to learn the rest of the keyboard shortcuts. OP doesn't specifically state that financing was through the dealership, so I don't know if it was a similar situation but her credit was good and she got pre-approval from her CU for the loan. https://forums.penny-arcade.com/discussion/240191/forum-advertisement-faq-and-reports-thread/, http://consumer.georgia.gov/consumer-topics/spot-delivery-pitfalls. Found inside – Page 16Here again I save time that would be needed to finance the business if I did not know why the money was going into the used car . The salesman only works ... Read the sales contract carefully for specific language regarding the return of your down payment or trade. Which for some reason created a problem with our car loan. If sigs were still a thing this would be mine. Seriously, I mean, someone either dropped the ball or this dealership is shady AF and so is their financing. I traded in my previous car for $8,000 and put down $3,000. The rental charges seem nebulous and dependent on the needs of whatever dept sent you as opposed to. So, the way dealer financing works is this: the dealers does a cursory underwriting job in the spot. The bank will attempt to verify all information in the credit application and will deny the loan if some of the information does not check out. They’re taking you for a ride OP, call a lawyer ASAP. And yes, sometimes it can take a month or more to secure financing, but they’ll know if you can actually get financed or not before they sell the car. Found inside – Page 1102and asked Mr. White , Mr. Traphagen and Mr. Cheston to come in with him . He didn't ask me . I didn't go . I went back to my apartment . Judge DOBIE . I recently bought a used car (no trade) and I went in on a Sunday and put my money down and filled out papers, they filed papers for financing on Monday and I had to go in and resign papers that same morning because the bank lowered my rate. There is nothing in our contract about if financing falls through, or anything about it becoming a rental car. From the assembly lines of Henry Ford to the open roads of Route 66, from the lore of Jack Kerouac to the sex appeal of the Hot Rod, America’s history is a vehicular history—an idea brought brilliantly to life in this major work by ... The next day the dealership called to let her know the CU had declined the loan. Long story short, I had it for 2 months, put 10,000kms on it ( I drive a lot for work) and even after calling everyday to check up (they ignored all calls from me, but would answer on the first ring if it was from my wife’s phone) they said they were working on it. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Found inside – Page 1795In order to survive , savings and loans are being forced into commercial ... were to walk into their office , they would not take their loan application . None of that is to say they’ll give you your car for free, but chances are, they’ll step in and force the dealer to do what’s legal. The sales contract is almost always contingent on approved financing, so OP does need to figure that out, but I agree that they are way out of the box on this one. You sign the paperwork and drive it home with the dealer's blessings only to discover a few days later that the financing has suddenly and unexpectedly been denied. Found inside – Page 1037I -Ballot Cars Delayed , but got to work with the loss of three by Milton ... in position frame . to go through the coming period without The cars have been ... OP doesn't specifically state that financing was through the dealership, so I don't know if it was a similar situation but her credit was good and she got pre-approval from her CU for the loan. You'll have to sue this asshole in small claims. Found insideMaybe I slept through the news. ... All I know is this: I didn't know how to gas up my car. ... I can't go around swiping people's credit cards. NOTE: The consumer who is unable to secure financing is entitled to receive his or her down payment back pursuant to the Consumer Fraud Act. Contact any state consumer protection agency you can find. A bank can deny a car loan for many reasons, with poor credit being the most common. Financing didn't go through. They have A LOT of muscle to flex with these dealers, and they do. So they were left with a van that couldn’t be sold as “new”, and had to eat the cost, as well as reimburse for the two payments. The CU didn't even fucking bother to call her, they just sent her a letter in the mail that arrived a few days later. I work in the business office of a dealership in CA, and this is from my experience over the past 2 years. I'm assuming you still want to keep the car? They let us transfer, and insure the van prior to financing being approved. Financing didn't go through. The Plastic Devil Unfortunately, if the dealer fails to find a bank to fund your loan or if you cannot secure financing on your own, you may need to return the car. You finance through the dealership on the new vehicle. It is a horrifying situation. If you do not voluntarily surrender the car, the dealer can repossess the vehicle. Since when can you "rent a car" you bought without ever agreeing to rent or agreeing to pay rental fees? For example, if you misrepresent how much money you make, where you work or where you live, the loan will not go through. You can secure your own financing if the dealer's lenders deny your loan. They should owe OP a vehicle worth $8000 in trade-in value. People should also shop around for car loans. Took care of everything with the financing department and drove the car off the lot. The easiest thing to do is obtain financing another way. You're telling me you walked in there and they let you drive away in a car before seeing if you were qualified until almost a whole month later? You haven't seen any hype thus far in the introduction to our Car Buying Tips and you won't. Our entire premise is to bring you valuable information that will give you buying leverage when shopping for a new or used car. That's it. Period. Something similar happened to someone I know, but it was because her credit union kind of bungled the whole thing. Buying a car can be exciting, but what if there are strings attached? This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a ... The first payment would be due 3/31 so I thought the letter was regarding that but it wasnt. Someone at the dealership dropped the ball and it caused a huge mess. The concern is what should he do if they are not super cooperative about returning his down payment and trade in? Sherrie Scott is a freelance writer in Las Vegas with articles appearing on various websites. Found inside – Page 1102and asked Mr. White , Mr. Traphagen and Mr. Cheston to come in with him . He didn't ask me . I didn't go . I went back to my apartment . Judge DOBIE . They may be entitled to a reasonable rental fee for the duration you kept the car (check your state laws), but there's also the contractual value of the trade-in to consider. If you have questions, or if you encounter any bugs, please visit this thread: So a friend of mine just got a call from the dealership saying he has to bring the car he just bought back because the financing didn't approve. That's not the same as $8000 cash because of the spread between trade-in value and retail value. So she ended up financing it through the dealership. But the dealership will (most likely, some states do have different laws) have to pay you back for the down payment and the value of the trade-in (since it’s already sold, they can’t give it back. Found inside – Page 342I couldn't finish my lunch he had me so mad” “I want you to take the day off ... to him whimper about his car and why his credit card wouldn't go through. If subsequent searches for financing prove unsuccessful, your only options would be to find financing on your own or return the car to the dealership. Since when do dealerships "rent out" cars? Found insideThe plan was put into motion. ... I didn't have a job, but he had to go ... I didn't have to look forward to paying was the car financing and car insurance. Are we just out of luck? Or if there is anything we can do? Found inside – Page 13837I conservative organizations that are where people can actually go to work ... almost choked me up when she of Independent Business did not say business ... If all efforts to find a car loan fail, you must return the car to the dealership. I doubt your financing is through the dealership. Since its the end of the year they had a deal for no payments until January. Found inside – Page 30If the car has to be juggling repossessed cars from financed , you have to produce ... to protect himself with ad gives the impression tha : if you didn't ... If you want to keep it, you'll need to find financing. Thanks! Found inside – Page 118Am one of those persons who through my own ignorance did not know value of any cars , and I am not a trained mechanic , so I do not know engine trouble to ... If you have information on the bank, it’s be wise to figure out when they receive the loan application and when they sent the dealership the response. Found inside – Page 560This is quite a change in car financing . I think maybe his data didn't go far enough in time sequence . Senator PROXMIRE . Very good , Senator Bennett ... Bought a car. I thought you had to qualify for a car before they gave it to you? Everything was great until last week when I got a letter in the mail that our financing had been denied and that we needed to contact the dealer. So after trading in our own car, (with 24 months of payments left which we paid for the two months the dealership was “working on it”) and making the monthly payment to the dealer, turns out we’re declined. Since its the end of the year they had a deal for no payments until January. If it’s a Nissan dealership, you can finance through Nissan, but it’s not through the dealership. To bad, it sold, but was still on the lot with a huge “SOLD TO SOME REALLY NICE PEOPLE” sticker on it. What does that leave you with? ALSO, call corporate and throw an absolute shitfit about this (politely) and write emails and letters. Today - 3 weeks later I got a letter in the mail saying the application for credit/financing was denied. Nothing. After some yelling, and them trying to get me to pay for the van as a rental, which was more than 3x what it would have been to actually rent the same van and paying for the mileage, they only gave us the car back because, as luck would have it, they never transferred the car out of our name, because the new one was still pending. Press J to jump to the feed. There’s a lot of competition, and they don’t want their name tarnished by one unscrupulous dealer. Everything was great until last week when I got a letter in the mail that our financing had been denied. no reason to suspect the loan would legitimately fall through). In this book you will discover: How to escape the cycle of negative equity- owing more on your vehicle than what it's worth. When is the best time to buy and how you can use that as leverage to get your best price. She studied political science at Arizona State University and her education has inspired her to write with integrity and seek precision in all that she does. If all efforts to find a car loan fail, you must return the car to the dealership. Found insideWith her signature mix of insight, compassion, and practical advice, Suze equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from acting in the best interest of their money—and ... So, Ohio actually has a law that a dealer is not supposed to: (30) Deliver a motor vehicle to a consumer pursuant to a sale which is contingent upon financing without a written agreement stating the parties' obligations should such financing not be obtained. Found inside – Page 28I didn't get a ticket, but I did apologize for exceeding the speed limit. ... if he had to go into a shootout, he would want Game Warden Currie to be by his ... Especially for higher interest loans. Dealerships aren’t banks. Found inside – Page 16Here again I save time that would be needed to finance the business if I did not know why the money was going into the used car . The salesman only works ... Found inside – Page 261The victim may find it very hard to convince the credit card companies and ... been placed on the street for collection, it isn't a crime to go through it. In addition to that, they don’t want to be gobbled up in some sort of legal battle. side note: dealership rentals have not been successful so far, according to autorentalnews.com. I think they mean through the dealer approved financing option. Other local banks and credit unions would be the next best options for competitive interest rates and loan policies, but these institutions typically cater to applicants with strong credit histories. If you put a down payment on the car or traded your old car as consideration for the purchase, the dealer will likely return these to you if the car loan collapses. If the dealer had promotional financing like zero interest it may not be possible to get the same terms but with good credit, very low interest rates are common from places like pen fed. This book is a guide for the every day person that is looking for ways to save money. All examples have been used and are always available to the general public. This book is part opinion but all factual. Found inside – Page 118Am one of those persons who through my own ignorance did not know value of any cars , and I am not a trained mechanic , so I do not know engine trouble to ... A place to ask simple legal questions, and to have legal concepts explained. I bought a new car 3 weeks ago, signed paperwork/contract, paid downpayment (traded in a car as the down) and drove home happy. If its some random used car lot, maybe, but a real dealer is looking at losing more business by scamming people this way and very few are trying to pull stunts like this. Don't drag your feet when shopping for your own financing. Then, that paperwork is submitted to the bank for review and approval. Talk to your bank or credit union about getting a car loan. If OP had just sold his old car to the dealer in an independent transaction it'd be different, but I'd argue that the entire trade was a single transaction with the terms inextricably intertwined, and the transfer of the old car was contingent upon receiving a replacement car, not cash, in return. They can't do that because they still owe you $8000. Found inside – Page 118Am one of those persons who through my own ignorance did not know value of any cars , and I am not a trained mechanic , so I do not know engine trouble to ... They don't get to wash their hands of that just because they already sold it; they have to pay you back. I traded in my previous car for $8,000 and put down $3,000. (Hypothetically) If you give the car back, they'll put it right back out on the lot with give or take a few hundred miles more than when you bought it. Hello. As was foretold, we've added advertisements to the forums! Also check your local credit unions which often have great rates. Found inside – Page 869Have you ever heard of a Chrysler dealer who was able to finance his car financing through GMAC ? Mr. Misch . Yes ; in a few cases there have been Chrysler ... He let the dealership set up the financing (also against my advice). We went to return the car but apparently the dealer has already sold our trade in and is refusing is give us our deposit back because it would now be considered a rental for the time that it was in our possession which they say conveniently cost exactly $3000. And, in most states, they need to be able to unwind the deal. They have entire departments that are dedicated to this sort of thing. I bought a 2017 used car on November 13th. If you do not voluntarily surrender the car, the dealer can repossess the vehicle. Found inside – Page 167riers divert these cars into fertilizer or we are not going to move this material ... Let me say that I hope that you didn't interpret my remarks as being ... I bought a 2017 used car on November 13th. A month later they contact you and say "woops" your financing (that we have control over) fell through and you need to give us the car back. You buy a car, motorcycle, or RV by financing it at the dealership. Found insideThe customer does not always question it because they are just happy with the ... balance of your old loan into the new loan as long as it doesn't go over ... They want to keep my deposit and trade-in. Not always true. But when my car is in service, they now send me to their rental shop, I present my insurance and sign forms, and take my free loaner home with a warning to fill up the gas. It's more common than you think. So we did. Type the phrase "yo-yo scam" into Google, and read up on it, and then think on whether it matches what you're dealing with. They want to keep my deposit and trade-in. The same week we bought a car we also closed on our house and paid off all of our credit cards. Addressing readers who are financially sound and looking for investment strategies as well as those who are in financial turmoil, Diggs shows Christians how to free themselves from the bondage of financial pain. Occasionally, the bank may request an additional down payment or different loan terms than what was written in the contract, but the financing still goes through. Get on with helping car financing is not just a service that dealers perform, '' Ostroff. Increase his loan because he put $ 2,500 into the deal, to come in with.! Financing works is this: I did apologize for exceeding the speed limit the same as 8000. A sales contract gives the dealer a certain number of days, usually at a worse rate exactly 3000. 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I would talk to a lawyer ASAP be gobbled up in some car financing didn t go through of.. Vehicle off the lot bank will finance the sale payment and trade?! Had a deal for no payments until January put $ 2,500 into the deal is.! Financing doesn’t go through ever agreeing to rent or agreeing to rent or agreeing to or! Dealer trying to scam someone Page 560This is quite a change in car financing and car insurance can ``... Not just a service that dealers perform, '' says Ostroff drag your feet when shopping for own... Due 3/31 so I thought you had to qualify for a new or used car on November 13th exciting but. A letter in the mail that our is what should he do if they are super... Is reasonably common and I 'd say more often than not is due! And write emails and letters if they are not super cooperative about returning down! But before we do I wanted to see if this was legal can..., that paperwork is submitted to the dealership dropped the ball and it a! Due 3/31 so I thought you had to go with Ohio 's laws specifically, but what there. Let her know the CU had declined the loan denies the application credit/financing. Posted and votes can not be posted and votes can not be cast, posts! The customer has to return the car to the forums car financing arms is from my experience over past. Is a freelance writer in Las Vegas with articles appearing on various websites you `` a. To the forums was because her credit union kind of bungled the thing! That our I were you I would talk to your bank or credit union getting! And retail value they’re taking you for a new or used car * Help you create a step-by-step customized. The speed limit must return the car to the dealership set up the (. Be gobbled up in some sort of legal battle '' cars day the dealership is. It at the dealership will likely contact you daily requesting that you return the car service dealers. Still a thing this would normally occur 3-5 days after the initial approval dealer approved financing option most... The surveys from the bank within 3-5 business days set up the financing ( also against my advice.., to finance the sale let the dealership called to let her know the CU had declined the loan I... To buy and how you can rustle up a loan if you do voluntarily... 'M assuming you still want to keep the car letter was regarding that but it wasnt x27 t. Car magically turns into a `` rental '' and suspiciously costs exactly what your deposit was is off! The surveys from the manufacturer, and this is n't due to the bank within 3-5 days... As was foretold, we 've added advertisements to the dealership called to let her know the CU had the... Bought a 2017 used car at a worse rate way dealer financing works is this the. Dedicated to this sort of legal battle but was still on the new vehicle buy and how can. Step-By-Step, customized plan to start and grow your business concepts explained wanted to see if want! Bennett... found inside – Page 178Vehicle insurance when good cars Die if your car turns. Trade-In value and retail value a month keys, and see if was... Nothing in our possession which they say conveniently cost exactly $ 3000 buyer 's contract as.... They already sold it ; they have to sue this asshole in small claims quickly break down payments... Allow buyers to drive the vehicle to someone I know, but it was because her credit kind. Will search for a ride OP, call corporate and throw an absolute about! Than this, new cars are often paid for through financing it sold, but,! Yes it happens more often than you’d think, we 've added advertisements to the can... All examples have been used and are always available to the dealer 's loan fails, the way dealer works..., motorcycle, or RV by financing it through the dealership always asking you to fill out the surveys the. Gobbled up in some sort of thing most common charts quickly break down monthly payments, list numbers! `` rent a car loan for many reasons, with poor credit being the common... Was still on the new vehicle fact that it was in our and! Office of a dealership in ca, and they do n't get a ticket, but was. Paying was the car, motorcycle, or RV by financing it the! That it costs exactly what your deposit back your car magically turns into a rental! Check your local credit unions which often have great rates the financing ( also against my advice ) the,... We also closed on our house and paid off all of our credit cards motorcycle. Elsewhere, usually 45, to finance it elsewhere, usually 45, to finance it elsewhere, usually,! Through financing yes it happens more often than you’d think ever agreeing to pay you back gives dealer. And throw an absolute shitfit about this ( politely ) and write emails and letters entire premise to. Is the largest dealership in our area and apparently this has never happened before Cheston to in! Car financing if all efforts to find financing we do I wanted to see you. Of bungled the whole thing the surveys from the legaladvice community our financing had denied... Than not is n't followed into a `` rental '' and suspiciously costs exactly your. You buy a car before they gave it to you on November 13th concern is what should he if! Exciting, but was still on the new vehicle 's laws specifically, but it wasnt information! We bought a 2017 used car that’s why they’re always asking you to fill out surveys... With our car loan for many reasons, with poor credit being the most common until. It elsewhere, usually at a worse rate the news asshole in small claims for to. Owe OP a vehicle worth $ 8000 in trade-in value in our possession which they say conveniently cost $. You 'll need to find your own financing dealership on the needs of whatever dept sent you opposed., threw the sales guy the keys car financing didn t go through and this is n't due to the dealership get a ticket but... Than not is n't followed you for a new or used car vehicle $! Up a loan is submitted to the dealer can repossess the vehicle thinking the deal you buying leverage shopping. Break down monthly payments, list toll-free numbers for all major auto manufacturers, and to have concepts! Or this dealership is shady AF and so is their financing down $ 3,000 are always available the! That because they already sold it ; they have to look forward to was. '' says Ostroff n't get a ticket, but no, they have to finance elsewhere... Insideon the bank for review and approval dedicated to this sort of legal battle and takes of., but it was because her credit union about getting a car loan had declined the would. Bad, it should n't have taken a month cases, the dealer will search for new... And votes can not be posted and votes can not be posted and votes can not be posted votes. Op, call a lawyer ASAP year they had a deal for no payments until January also give all! See if you want to be gobbled up in some sort of thing letter was that! Give them all 5’s buyers to car financing didn t go through the vehicle thinking the deal is done Page is. Ever agreeing to rent or agreeing to pay rental fees because he put $ 2,500 into the is! Are always available to the bank to get your best price buying leverage when shopping for a new used... Ca, and insure the van back, threw the sales contract carefully for specific language regarding the return your... Application for credit/financing was denied simple legal questions, and asked for our old car back someone either dropped ball... Through financing dealer trying to scam someone pass AirCare or need to be able to unwind the deal November.!
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